Flexible, reusable funding your business can draw and repay as needed.
A Revolving Credit Facility works like an alternative overdraft — giving you access to a pre-approved credit limit that you can draw from whenever cashflow tightens or opportunities arise.
You only pay interest on what you use. No long applications, no fixed repayments, and no delays.
Revolving Credit provides a credit limit you can dip into and repay as income arrives. It adapts to your business cycle.
Perfect for:
✔️ Project mobilisations
✔️ Deposits and upfront supplier payments
✔️ Covering temporary cash gaps
✔️ Taking on new contracts
✔️ Managing seasonal dips
Retail, logistics, workshops, trades and service businesses
Cover materials, labour or deposits until stage payments arrive
Take on new opportunities without cashflow strain
Smooth fluctuations with flexible access to funds
FACILITY SIZE
£10,000 — £1m+
INTEREST
only on drawn funds
TERMS
6–24 months
FEES
may include non-utilisation fee
REPAYMENT
draw-and-repay flexibility
SECURITY
secured or unsecured depending on lender
Get the capital to start new contracts without delay.
Bridge timing mismatches between payments and receipts.
Manage peaks and troughs in your business cycle.
Have capital ready to seize business opportunities.
A construction subcontractor used a revolving facility to cover material costs while waiting for stage payments, keeping the project on track without draining cash reserves.
✔️ Access to flexible revolving credit lenders
✔️ Clear explanation of cost structure
✔️ Fast approvals
✔️ Practical guidance throughout
✔️ Funding that fits real business cycles
