Fund the machinery, vehicles and equipment your business needs — without slowing down your cashflow.
Asset finance helps businesses acquire essential equipment without the upfront cost. Whether you're a contractor needing machinery, a tradesperson upgrading tools, or an SME buying vehicles or technology, asset finance spreads the cost so you can focus on growth.
Asset finance allows you to purchase, lease or refinance equipment through structured agreements. This gives you immediate access to essential tools, machinery, vehicles or technology while preserving working capital.
Perfect for:
✔️Contractors needing machinery
✔️Developers upgrading equipment
✔️SMEs buying vans or commercial vehicles
✔️Workshops needing new tools or machinery
✔️Businesses upgrading IT or fit-outs
✔️ Diggers, access platforms, scaffolding, power tools
✔️ Vans, site vehicles, specialist machinery
✔️ Fit-out equipment
✔️ Maintenance tools
✔️ Tech and operational equipment
✔️ Vehicles, workshop tools, refrigeration, machinery
✔️ Technology upgrades
✔️ Office equipment
HIRE PURCHASE (HP)
Own the asset after final payment. Fixed monthly payments.
FINANCE LEASE
Use the asset, ownership remains with the lessor.
OPERATING LEASE
Flexibility and maintenance options included.
ASSET REFINANCE
Release capital from assets you already own.
LOAN SIZE
£5,000 — £5m+
DEPOSIT
often low or zero
TERM
1–7 years
VAT
VAT deferral sometimes available
RATES
asset and business dependent
SECURITY
usually the asset itself
Acquire machinery to win contracts.
Add equipment or vehicles without draining cash.
Finance machinery to expand capacity.
Release capital tied up in owned assets.
A contractor secured a new framework but needed machinery immediately. We arranged an HP agreement with VAT deferral, enabling fast mobilisation without cashflow strain.
✔️ Access to specialist asset finance lenders
✔️ Clear explanations of HP, lease and refinance options
✔️ Fast approvals (often 24–72 hours)
✔️ Straightforward, practical communication
Let's discuss your asset requirements and find the right financing solution.
